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Another excuse to question these commenters' assertions this rule will result in further borrowing is evidence shows that borrowers typically have lower know-how or awareness on the IDR options, suggesting that borrowers are usually not thinking about these possibilities when earning conclusions about no matter if to borrow and exactly how much.[11

Numerous commenters expressed worries about possible tax liabilities and identified the loan total forgiven are going to be deemed taxable earnings for the borrower. Various commenters argued that It will be harsh to tax the level of the loan which is forgiven, Particularly mainly because people who are having difficulties to repay their scholar lo